Skinny People Can Save on Insurance
Reduce your BMI, pay less for insurance - Fitness - MSNBC.com
Amid a growing obesity epidemic in the United States, an insurance company has started giving customers another reason to slim down by being one of the first in the nation to offer discounts to customers who keep a low body-mass index.The program by Phoenix Cos. Inc. offers discounts up to 20 percent on life insurance policies to customers whose BMI is verified by a doctor to be 19 to 25.
First of all, enough with the obesity “epidemic” garbage. Epidemic means transmissible. Fat people don’t make you fat.
Secondly, however, this is a good idea. It is fair for the insurance company and for all of its customers (large and small) for those most at risk to pay a little more. These discounts are phased in at 5% after 5 years of low BMI, 10% after 10 and so on up to a maximum 20% discount.